Understanding Comparative Negligence in Washington Car Accidents
Michael Morgan

If you’ve been in a car accident in Washington—even if you were partly at fault—you may still be able to recover compensation. Washington follows the rule of comparative negligence, which means your recovery can be reduced by your percentage of fault, but you aren’t automatically barred from making a claim. This approach allows many people in Tumwater, Olympia, and the surrounding areas to get financial help after an accident, even when fault is shared. Knowing how these rules work is key to maximizing your settlement and protecting your interests.

 


 

What Is Comparative Negligence?

Comparative negligence is a legal principle that comes into play when more than one person shares responsibility for a car accident. In Washington, if you are partly to blame for the crash, your compensation is reduced by the percentage of fault assigned to you. For example, if you’re found 20% at fault and your total damages are $50,000, you could still recover $40,000.

 


 

Can I Still Recover Compensation If I Was Partly at Fault?

Yes, you can. Washington’s system is known as “pure” comparative negligence, which means even if you are mostly at fault, you can still pursue damages—your recovery just decreases as your share of fault increases. Many drivers in Tumwater and Olympia have valid claims even if they were partly responsible for the accident.

 


 

How Does Comparative Fault Affect Settlement Amounts?

The insurance adjusters and, if needed, the courts, will examine the facts of your accident to decide how much each party contributed to the crash. They will assign a percentage of blame, and your final settlement will reflect that split. Working with a local attorney like Bluhm Morgan PLLC helps ensure your side of the story is heard and that any unfair blame is challenged.

 


 

Practical Examples

  • A driver in Olympia is rear-ended but was braking suddenly because of traffic; the insurance company claims both drivers share responsibility.
  • In Tumwater, someone is hit while making a left turn, but the other driver was speeding—both parties may be found partly at fault.
  • If you were a pedestrian crossing outside a crosswalk and were struck, you could still recover damages, but your recovery might be reduced based on your actions.

 


 

Why Local Legal Help Matters

Navigating comparative negligence laws and negotiating with insurance companies is complex. Bluhm Morgan PLLC understands the local roads, court systems, and the types of arguments insurance adjusters often use in Tumwater, Olympia, and nearby areas. Local knowledge can be the difference between a lowball offer and a fair settlement that reflects your true losses.

 


 

What To Do After a Car Accident in Tumwater or Olympia

  • Stay calm and make sure everyone is safe
  • Call 911 and get a police report
  • Gather names and contact info for witnesses
  • Take photos of vehicles, the scene, and your injuries
  • Seek medical attention right away—even if you feel fine

 


 

Talk to a Local Attorney for Your Car Accident Claim

If you or someone you love has been in a car accident in Tumwater, Olympia, or the surrounding region, you don’t have to navigate comparative negligence alone. Bluhm Morgan PLLC is here to answer your questions, review your case, and help you fight for the compensation you deserve.

Contact us today for a free consultation and get the local guidance you need to move forward.